body {
	font-family: Arial, Verdana, Helvetica, sans-serif;
	font-size: 11px;
	font-weight: normal;
	color: #444444;
	line-height:16px;
	background-color: #D2DADC;
	margin: 0;
	padding:0;
}
/* ---------->>> LINKS <<<-----------*/

a, a:link, a:visited, a:active  {
	font-family: Arial, Verdana, Helvetica, sans-serif;
	font-size: 11px;
	color: #000081;
	text-decoration:none;
}

a:hover {
	font-family: Arial, Verdana, Helvetica, sans-serif;
	font-size: 11px;
	color: #E03434;
	text-decoration:underline;
}

.justfy {
	font-family: Arial, Verdana, Helvetica, sans-serif;
	font-size: 11px;
	font-weight: normal;
	color: #444444;
	line-height:16px;
	text-align: justify;
}
.bgheader {
	background:#FFFFFF url(../images/bg-header.gif);
	background-repeat:repeat-x;
	height:90px;
}

.headinggrey {
	font-family: Arial, Verdana, Helvetica, sans-serif;
	font-size: 18px;
	font-weight: normal;
	color: #666666;
	background:#F4F4F4;
	border-bottom: 1px solid #CCCCCC;
	padding-left:10px;
}

.headingred {
	font-family: Arial, Verdana, Helvetica, sans-serif;
	font-size: 18px;
	font-weight: normal;
	color: #E03434;
}
.headgrey {
	font-family: Arial, Verdana, Helvetica, sans-serif;
	font-size: 18px;
	font-weight: normal;
	color: #666666;
}
.headred {
	font-family: Arial, Verdana, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: bold;
	color: #E03434;
}
.subhead {
	font-family: Arial, Verdana, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: bold;
	color: #E03434;
	background-color:#EBEBEB;
	height: 20px;
	padding:5px 0px 0px 5px;
	margin-bottom:5px;
	display:block;
}
.punchline {
	font-family: Arial, Verdana, Helvetica, sans-serif;
	font-size: 12px;
	line-height:20px;
	width:680px;
	background-color:#FEF6E0;
	padding:5px;
	border: 1px solid #EFE1B9;
}
.whitehead {
	font-family: Arial, Verdana, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: bold;
	color: #FFFFFF;	
}
.band {
	background-color: #627F78;
	height:5px;
}

.dotshorz {
	background-image: url(../images/dots-horz.gif);
	background-repeat:repeat-x;
	padding:0;
	height:1px;
}
.dotsvert {
	background-image: url(../images/dots-vert.gif);
	background-repeat:repeat-y;
	padding:5px 0 5px 0;
	width:1px;
}

/* ---------->>> SEARCH FORM <<<-----------*/
form { 
	margin: 0; 
}
.frm {
	padding: 5px;
	background-color: #f5f5f5;
	border:1px solid #cccccc;
	width:670px;
}

#search {
	position: relative;
	padding:0;
	margin:0;
}
input#site-search {
	background: #fff url(../images/icon-search.gif) no-repeat 4px 6px;
	border-top: 1px solid #E0DBCC;
	border-left: 1px solid #E0DBCC;
	border-right: 1px solid #F5F5F5;
	border-bottom: 1px solid #F5F5F5;
	padding-left: 20px;
	padding-top: 5px;
	width: 130px;
	height:17px;
	margin:0px 0px 0px 0px;
}

input#site-search:hover, input#site-search:focus {
	background: #fff url(../images/icon-search-hover.gif) no-repeat 4px 6px;
}

/* ---------->>> BUTTON <<<-----------*/

.form-btn, .form-btn-alt {
    overflow:visible;
    width:auto;
    background:url(../images/btn_bg.gif) repeat-x 0 100% #f1f1f1;
    border:1px solid #b5b5b5;
    padding:1px 5px;
    color:#444;
    font:bold 11px arial, sans-serif !important;
    cursor:pointer;
	text-transform:uppercase;
    text-align:center;
    vertical-align:middle;
}

.form-btn { 
	background:url(../images/btn_alt_bg.gif) repeat-x 0 100% #e68952; 
	border-color:#d73503; 
	color:#fff;
}


/* ---------->>> BREAD CRUMB <<<-----------*/
.bread-crumb-nav {
	font-family: Arial, Verdana, Helvetica, sans-serif;
	font-size: 11px;
	font-weight: normal;
	text-align:right;
	height:27px;
	background-color:#FFFFFF;
	padding:0px 15px 0 0;
}
a.bread-crumb {
	color:#000081;
	text-decoration:none;
}
a.bread-crumb:active {
	color:#000081;
	text-decoration:none;
}
a.bread-crumb:visited {
	color:#000081;
	text-decoration:none;
}
a.bread-crumb:hover {
	color:#E03434;
	text-decoration:underline;
}

/* ---------->>> LEFT AND RIGHT COLUMNS <<<-----------*/
.leftcol {
	width:700px;
	padding:10px;
	background-color:#FFFFFF;
	margin:0;
}
.rightcol {
	width:205px;
	padding:10px;
	background-color:#eaeaea;
	margin:0;
	min-height:655px;
}

/* ---------->>> HOMEPAGE QUICK LINKS <<<-----------*/

.homelist {
	width: 100%;
}
.homelist ul {
	margin: 0px;
	padding: 0px;
	list-style-type: none;
}
.homelist li {
	margin: 0px;
	line-height:18px;
	padding: 0px 0px 2px 15px;
	border-bottom: 1px dotted #ccc;
	display: block;
	text-align:left;
}

/* ---------->>> FOOTER <<<-----------*/

.footerbg {
	font-family: Arial, Verdana, Helvetica, sans-serif;
	font-size: 11px;
	color: #FFFFFF;
	background-color: #627F78;
	height:40px;
	padding-left:15px;
}
a.footer:link {
	font-family: Arial, Verdana, Helvetica, sans-serif;
	font-size: 11px;
	color: #FFFFFF;
	text-decoration: none;
}
a.footer:active {
	font-family: Arial, Verdana, Helvetica, sans-serif;
	font-size: 11px;
	color: #FFFFFF;
	text-decoration: none;
}
a.footer:visited {
	font-family: Arial, Verdana, Helvetica, sans-serif;
	font-size: 11px;
	color: #FFFFFF;
	text-decoration: none;
}
a.footer:hover {
	font-family: Arial, Verdana, Helvetica, sans-serif;
	font-size: 11px;
	color: #FFFFFF;
	text-decoration: underline;
}

/* ---------->>> COPYRIGHT <<<-----------*/

.copyright {
	font-family: Arial, Verdana, Helvetica, sans-serif;
	font-size: 11px;
	color: #444444;
	background-image: url(../images/bg-copyright.gif);
	background-color: #EBEBEB;
	height:35px;
	padding-right:15px;
}


/* ---------->>> NORMAL BULLETS <<<----------- */

.container {
	width:100%;
	margin:0;
	padding:0;
	background-color: #FFFFFF;
}
.container ul {
	margin:0;
	padding:0;
}
.container li {
	font-family:Arial, Verdana, Helvetica, sans-serif;
	font-size:11px;
	color:#222222;
	font-weight:normal;
	list-style-type: none;
	background: url(../images/bullet-disc.gif) 0px 9px; 
	background-repeat: no-repeat;
	padding:4px 0px 0px 15px;
}

.container li li{
	font-family:Arial, Verdana, Helvetica, sans-serif;
	font-size:11px;
	color:#222222;
	font-weight:normal;
	background: url(../images/bullet-disc2.gif) 0px 9px;
	background-repeat: no-repeat;
	margin:2px 0px 0px 0px;
}

/* ---------->>> RIGHT NAVIGATION MENU<<<-----------*/
#navr {
	width: 100%;
	padding:0px;
	margin: 0px;
	font-family: Arial, Verdana, Helvetica, sans-serif;
	font-size: 11px;
	color: #000081;
}
#navr ul {
	list-style: none;
	margin: 0px;
	padding: 0px;
	border: none;
}
#navr li {
	margin: 0px;
	padding: 0px;
}
#navr li a.bullet {
	display:block;
	padding: 5px 5px 5px 15px;
	color: #000081;
	text-decoration: none;
	text-align:left;
	width: 85%;
	background-image:url(../images/bullet.gif);
	background-repeat:no-repeat;
	background-position:4px 9px;
	border-bottom: 1px dotted #9b999a;
}
#navr li a.bullet:hover {
	background-color: #f5f5f5;
	color: #E03434;
}
/* ---------->>> RIGHT NAVIGATION SUB MENU <<<-----------*/

#navr li li {
	margin: 0px;
	padding: 0px;
}
#navr li li a.subbullet {
	display:block;
	padding: 5px 5px 5px 35px;
	color: #176f9d;
	text-decoration: none;
	width: 175px;
	background-image:url(../images/bullet.gif);
	background-repeat:no-repeat;
	background-position:20px 9px;
	border-bottom: 1px dotted #000081;
}
#navr li li a.subbullet:hover {
	background-color: #FFF;
	color: #E03434;
}


/* ---------->>> FAQ'S <<<-----------*/
.numbers {
	font-family: Arial, Verdana, Helvetica, sans-serif;
	font-size:11px;
	font-weight:bold;
	color:#FFFFFF;
	background-color:#627F78;
	border-right:1px solid #cccccc;
	border-bottom:1px solid #cccccc;
	padding:5px 5px 5px 0;
	text-align:right;
}
.faqs {
	font-family: Arial, Verdana, Helvetica, sans-serif;
	font-size:11px;
	font-weight:normal;
	color:#176f9d;
	border-right:1px solid #cccccc;
	border-bottom:1px solid #cccccc;
	padding:5px 0px 5px 5px;
	text-align:left;
}

/* ---------->>> BACK TO TOP STARTS<<<-----------*/
a.gotop {
	font-family: Arial, Verdana, Helvetica, sans-serif;
	font-size:11px;
	font-weight:normal;
	color:#000081;
	text-decoration:none;
	background-image: url(../images/arrow-top.gif);
	background-repeat:no-repeat;
	background-position:left;
	padding-left:20px;
}
a.gotop:active {
	font-family: Arial, Verdana, Helvetica, sans-serif;
	font-size:11px;
	font-weight:normal;
	color:#000081;
	text-decoration:none;
}
a.gotop:visited {
	font-family: Arial, Verdana, Helvetica, sans-serif;
	font-size:11px;
	font-weight:normal;
	color:#000081;
	text-decoration:none;
}
a.gotop:hover {
	font-family: Arial, Verdana, Helvetica, sans-serif;
	font-size:11px;
	font-weight:normal;
	color:#E03434;
	text-decoration:underline;
}
/* ---------->>> BACK TO TOP ENDS <<<-----------*/


/* ---------->>> RIGHT NAVIGATION <<<-----------*/

#subnav {
	width: 100%;
	padding: 0;
	margin: 0;
	background-color: #FFFFFF;
	border:1px dotted #CCCCCC;
}

ul#qlinks {
	list-style: none; 
	font-weight: bold;
	padding: 10px;
	margin: 0;
}

ul#qlinks li {
	margin: 0 0 5px 0;
	padding: 0;
	border-bottom: 1px dotted #cccccc;
}

ul#qlinks li a {
	text-decoration: none;
	padding: 5px 0 5px 30px;
	display:block;
}